Terms of Use

1. Nature of the Website

Movanterio is a virtual financial resource center that provides educational content, informational tools, worksheets, guides, and interactive calculators related to personal financial management, including budgeting, expense tracking, and savings planning.

All content on this website is provided for informational and educational purposes only. Nothing on this website constitutes financial advice, investment advice, tax advice, or any other form of professional financial guidance. Use of this website does not create any professional relationship between you and Movanterio.

2. Eligibility and Access

This website is available to any individual who accesses it voluntarily for informational purposes. No registration or account creation is required to access the publicly available content. By using this website, you represent that you are accessing it in good faith and for lawful purposes.

We reserve the right to restrict access to any part of the website at any time and for any reason, including for maintenance, security, or policy compliance purposes.

3. Use of Calculators and Tools

The interactive calculators and worksheets available on Movanterio produce estimates based solely on the values you enter. These results are for informational and educational purposes only. They do not account for taxes, inflation, interest rates, individual financial circumstances, or other variables that may affect real-world outcomes.

You are solely responsible for any decisions you make based on the outputs of these tools. Movanterio does not assume any liability for actions taken in reliance on calculator results or any other content on this website.

4. Intellectual Property

All content on this website, including but not limited to text, graphics, logos, icons, worksheets, guides, and the overall design, is the property of Movanterio or its content providers and is protected by applicable intellectual property laws in Mexico and internationally.

You may access and use the content for personal, non-commercial educational purposes. You may not reproduce, distribute, modify, create derivative works from, or commercially exploit any content from this website without prior written permission from Movanterio.

5. Prohibited Uses

When using this website, you agree not to:

• Use the website for any unlawful purpose or in violation of applicable Mexican or international law.
• Attempt to gain unauthorized access to any part of the website or its underlying systems.
• Transmit any harmful, offensive, or disruptive content through contact forms or other communication channels.
• Use automated tools to scrape, crawl, or extract content from the website without authorization.
• Misrepresent your identity or affiliation when contacting us.

6. Disclaimers and Limitation of Liability

This website and all its content are provided "as is" without warranties of any kind, either express or implied. Movanterio does not warrant that the website will be error-free, uninterrupted, or free from viruses or other harmful components.

To the maximum extent permitted by applicable law, Movanterio shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of or inability to use this website or its content. This includes damages resulting from reliance on any information or tool provided on the site.

7. External Links

This website may contain links to third-party websites for informational purposes. Movanterio does not endorse, control, or assume responsibility for the content, privacy practices, or availability of any external websites. Accessing external links is done at your own risk.

8. Governing Law and Jurisdiction

These Terms of Use are governed by and construed in accordance with the laws of Mexico, including the Federal Civil Code (Código Civil Federal) and other applicable federal legislation. Any disputes arising from or related to these terms or your use of the website shall be subject to the exclusive jurisdiction of the competent courts in Ciudad de México, Mexico.

9. Modifications to These Terms

We reserve the right to update or modify these Terms of Use at any time. Changes will be effective upon posting the updated version on this page with a revised "Last Updated" date. Your continued use of the website after any changes constitutes your acceptance of the updated terms. We encourage you to review these terms periodically.

For questions about these Terms of Use, contact us at info@movanterio.com.